Terms of Use

[DRAFT — ATTORNEY REVIEW REQUIRED BEFORE PUBLISHING.] This document is a starter draft prepared to save time during legal review. It is not a substitute for advice from a licensed attorney. Before publishing this to your website, have an attorney familiar with online commerce and California business law review and customize as appropriate.

1. Agreement to Terms

These Terms of Use ("Terms") constitute a binding legal agreement between you ("you," "your," or "Client") and The AWESOMENESS Group, a California-based business ("we," "us," or "our"). By accessing or using our website at www.TheGoToExpert.com (the "Website") or purchasing any of our programs, services, or products (collectively, the "Services"), you agree to be bound by these Terms.

If you do not agree to these Terms, do not access or use the Website or purchase any Services.

2. Eligibility

The Website and our Services are intended for business professionals age 18 and older. By using the Website or purchasing Services, you represent that you meet these requirements and have the legal capacity to enter into this agreement.

3. Description of Services

The AWESOMENESS Group provides personal marketing and business development programs to professionals in the financial services industry, including but not limited to The Go-To Expert Authority System™ and related products, programs, coaching, and digital assets.

We are a vendor of marketing and business development systems. We are not a broker-dealer, registered investment adviser, or financial professional. We do not provide financial, investment, tax, or legal advice. Our clients are responsible for ensuring their use of our programs complies with the regulations governing their own professional practice.

4. Account Registration and Purchase

To purchase the Go-To Expert Authority System™ or related Services, you may be required to provide accurate and complete information, including contact and payment details. You are responsible for maintaining the confidentiality of any account credentials and for all activity under your account.

5. Payment Terms

5.1 Pricing

Our current pricing is:

• Pay-in-Full: $11,999 (USD)
• Payment Plan: $13,999 (USD), payable in installments as agreed at purchase

Prices are subject to change, but any changes will not affect orders already placed.

5.2 Payment Authorization

By purchasing, you authorize us or our payment processor to charge your designated payment method for the full amount owed, including any installment payments.

5.3 Late or Failed Payments

If a payment is late or fails, we may suspend Services until payment is resolved. Repeated failed payments may result in termination of your access to the program.

6. Refund Policy

6.1 Three-Day Cancellation Window

You may cancel your purchase and receive a full refund within three (3) calendar days of the date of purchase for any reason, provided you submit a written cancellation request to [INSERT EMAIL] within that window.

6.2 Compliance Department Approval Guarantee

If your firm's compliance department does not approve your use of The Go-To Expert Authority System™, you may request a full refund at any time. To receive this refund, simply provide written communication from your compliance department confirming that they will not approve use of the program. Upon receipt of such communication, we will issue a full refund with no questions asked.

6.3 No Refunds After Three Days

Except as provided in Sections 6.1 and 6.2, all sales are final after the three-day cancellation window expires. This is because The Go-To Expert Authority System™ is a highly customized program. Immediately after purchase, we begin substantial custom work on your behalf, including but not limited to training an AI model on your avatar, cloning your voice model, building your Foundation Pages, and creating your custom content library. These labor-intensive processes cannot be undone or reassigned once begun.

6.4 Refund Processing

Approved refunds will be processed to the original payment method within fourteen (14) business days of approval.

7. Intellectual Property Rights

7.1 Our Intellectual Property

The Website, The Go-To Expert Authority System™, The Script Vault™, The Avatar Arsenal™, The Avatar Prompt Vault™, and all related programs, templates, training materials, scripts, videos, software, designs, branding, logos, trademarks, text, images, and other content (collectively, "Our IP") are owned by The AWESOMENESS Group or our licensors and are protected by copyright, trademark, and other intellectual property laws.

7.2 License to You

Upon purchase and full payment, we grant you a limited, non-exclusive, non-transferable, revocable license to use Our IP solely for your individual business purposes as described in your program. This license permits you to:

• Use the AI avatar, voice clone, and custom Foundation Pages created for you
• Use the Script Vault™, Avatar Arsenal™, and Avatar Prompt Vault™ for content creation
• Customize scripts and templates provided as part of the program

This license does NOT permit you to:

• Share, resell, sublicense, or redistribute Our IP to third parties
• Share your avatar or voice clone with others, or allow others to use them
• Remove copyright or trademark notices
• Reverse engineer, decompile, or attempt to derive source code from our proprietary systems
• Use Our IP for any purpose other than your own business as permitted by this license

7.3 Your Content

Content you provide to us (including photos, voice recordings, brand assets, and written materials) remains your property. By providing such content, you grant us a limited license to use it solely for the purpose of delivering the Services to you.

7.4 Termination of License

If you breach these Terms or if your program is terminated, your license to Our IP immediately ends, and you must cease all use of materials provided through the program.

8. Acceptable Use

You agree NOT to:

• Use the Website or Services for any unlawful purpose
• Misrepresent your identity or affiliation
• Upload or transmit viruses, malware, or other harmful code
• Attempt to gain unauthorized access to the Website, our systems, or other users' data
• Scrape, crawl, or harvest data from the Website
• Use automated systems to access the Website in a manner that adversely affects performance
• Violate the rights of any other person or entity

9. User Content and Feedback

Any feedback, suggestions, or ideas you provide about our Services become our property and may be used without compensation or attribution.

10. Disclaimers

10.1 Services Provided "AS IS"

The Website and Services are provided on an "as is" and "as available" basis without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

10.2 No Earnings Guarantee

We make no guarantees regarding your income, revenue, client acquisition, or business results from using our Services. Results vary based on individual effort, market conditions, and other factors. Please see our separate Earnings Disclaimer for details.

10.3 No Professional Advice

Nothing on the Website or in our Services constitutes financial, investment, legal, tax, or compliance advice. You are responsible for all decisions related to your own professional practice, including ensuring compliance with regulations applicable to you.

11. Limitation of Liability

To the fullest extent permitted by law, The AWESOMENESS Group, its owners, officers, employees, contractors, and affiliates shall not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, including but not limited to lost profits, lost business opportunities, or loss of data, arising from or related to your use of the Website or Services.

Our total aggregate liability to you for any claim arising from these Terms or your use of the Services shall not exceed the amount you paid to us for the specific program or Service giving rise to the claim.

This limitation applies regardless of the legal theory of liability (contract, tort, strict liability, or otherwise) and whether or not we were advised of the possibility of such damages.

12. Indemnification

You agree to indemnify, defend, and hold harmless The AWESOMENESS Group and its owners, officers, employees, contractors, and affiliates from any claims, damages, losses, liabilities, and expenses (including reasonable attorneys' fees) arising from:

• Your use or misuse of the Website or Services
• Your violation of these Terms
• Your violation of any third-party rights
• Your professional conduct or business practices
• Content you provide to us

13. Dispute Resolution

13.1 Informal Resolution

Before filing any formal claim, you agree to contact us at [INSERT EMAIL] and attempt to resolve the dispute informally for at least 30 days.

13.2 Binding Arbitration

Any dispute not resolved informally shall be settled by binding arbitration administered in Riverside County, California, in accordance with the commercial arbitration rules of the American Arbitration Association. Judgment on the arbitration award may be entered in any court of competent jurisdiction.

13.3 Class Action Waiver

All claims must be brought in your individual capacity. You waive any right to participate in a class action, collective action, or representative proceeding.

13.4 Governing Law

These Terms are governed by the laws of the State of California, without regard to conflict-of-law principles.

13.5 Venue

Any proceeding not subject to arbitration shall be brought exclusively in the state or federal courts located in Riverside County, California, and you consent to personal jurisdiction there.

14. Termination

We may suspend or terminate your access to the Website or Services at any time, with or without notice, for any reason, including breach of these Terms. Provisions that by their nature should survive termination (including Sections 7, 10, 11, 12, and 13) shall survive.

15. Changes to These Terms

We may update these Terms from time to time. Material changes will be communicated through the Website or by email. Continued use of the Website or Services after changes constitutes acceptance of the revised Terms.

16. Miscellaneous

16.1 Entire Agreement

These Terms, together with our Privacy Policy and Earnings Disclaimer, constitute the entire agreement between you and us regarding the Website and Services.

16.2 Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions remain in full force and effect.

16.3 No Waiver

Our failure to enforce any provision of these Terms is not a waiver of our right to enforce it later.

16.4 Assignment

You may not assign these Terms without our written consent. We may assign these Terms at any time.

17. Contact Us

For questions about these Terms: